Health insurance is a type of coverage that helps pay for medical expenses, including doctor visits, hospital stays, surgeries, prescription drugs, and preventive care. It protects individuals and families from the high costs of healthcare by covering a portion of the bills and reducing out-of-pocket expenses. Health insurance can be obtained through employers, government programs, or private insurers, and typically involves paying a monthly premium along with deductibles and co-pays. Having health insurance provides access to necessary medical care and helps ensure financial stability in the face of illness or injury.

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